, Homeowners Insurance Quotes & Your Fireplace, reports. âHome fires are one of the most common insurance claims homeowners make today, causing fireplaces to be seen as a very risky source. [And] the more of a âhigh riskâ client you are, the more costly homeowners insurance quotes you will find... policy may result in higher homeowners insurance quotes, since a fireplace poses certain serious risks... of these, fireplace coverage should be a no-brainer. Since most standard homeowners insurance policies don
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